Get the Dr. Zenovia Skincare 10% Benzoyl Peroxide Acne Cleanser for $30, available exclusively at Sephora!Let’s get down to the specifics: The key ingredient in the formula of this cleanser is a trademarked REG-ulate360 Complex. This complex contains ingredients like resveratrol, vitamin E, green tea, bakuchiol and genistein, which are all naturally derived. When they work together, these ingredients have the ability to give your skin clarity and hydration. This can improve your skin tone, make it look brighter, plus smooth out its overall appearance.What fights those annoying blemishes is the benzoyl peroxide, which is ultra-micronized to help fully penetrate into the skin. While 10% may seem like a high percentage that would cause irritation, that’s where the Dr. Zenovia signature complex comes into play! This blend of ingredients is what makes this product so unique, and influences why it works so well for shoppers.- Advertisement – – Advertisement – See it!Get the Dr. Zenovia Skincare 10% Benzoyl Peroxide Acne Cleanser for $30, available exclusively at Sephora!Reviewers with all kinds of skin concerns — from whiteheads, to blackheads, to large pores — claim that they’ve seen some fantastic results after just a couple of weeks of using this cleanser! As a warning, for anyone dealing with acne, it may take longer to see the full benefits. You may have to wait at least six weeks to see significant reductions in acne, but anyone can use this as a preventative product to stop future blemishes from occurring. Find out what all the rage is about now!See it: Get the Dr. Zenovia Skincare 10% Benzoyl Peroxide Acne Cleanser for $30, available exclusively at Sephora!Looking for more? Check out all of the skincare products from Dr. Zenovia and shop all of the beauty and skincare available from Sephora!Check out more of our picks and deals here!This post is brought to you by Us Weekly’s Shop With Us team. The Shop With Us team aims to highlight products and services our readers might find interesting and useful, such as face masks, self tanners, Lululemon-style leggings and all the best gifts for everyone in your life. Product and service selection, however, is in no way intended to constitute an endorsement by either Us Weekly or of any celebrity mentioned in the post.The Shop With Us team may receive products free of charge from manufacturers to test. In addition, Us Weekly receives compensation from the manufacturer of the products we write about when you click on a link and then purchase the product featured in an article. This does not drive our decision as to whether or not a product or service is featured or recommended. Shop With Us operates independently from advertising sales team. We welcome your feedback at ShopWithUs@usmagazine.com. Happy shopping! Us Weekly has affiliate partnerships so we may receive compensation for some links to products and services.There are many different types of acne out there, and they’re all frustrating and difficult to deal with. The majority of people mostly encounter the type of acne that pops up once in a blue moon. Maybe you get the same pimple in the same spot every couple of months and quickly banish it overnight with the help of drying lotion. This is just a minor inconvenience, but for many of Us, it’s far worse.- Advertisement – The more stubborn, persistent form of acne is hormonal. It can truly feel like these blemishes just won’t budge. No matter how many products you try, nothing seems to help get rid of those pesky (and sometimes painful) pimples. People even turn to taking powerful prescription medications in an effort to help their cause. But there’s no need to book it to the dermatologist just yet: This brand new line from Dr. Zenovia that launched at Sephora may be the solution that you’ve been looking for!This skincare line was formulated to specifically target hormonal acne, but anyone looking to seriously improve their skin can feel free to try out the products. Each one has multiple skin benefits — getting rid of hormonal acne is just the beginning. That’s why the daily acne cleanser has quickly become one of the line’s top sellers! See it!- Advertisement –
In addition to its human toll, racial housing inequality is exacting an economic price that has cost nearly 800,000 jobs, $400 billion in tax revenue and prevented about five million from owning homes, according to a Morgan Stanley analysis.Disparities in home ownership are a root cause of wealth disparities across society, the Wall Street firm said in research that also looked at the rising unaffordability of rental housing and how that fits into the broader issue.The analysis found that Blacks still have a harder time getting a mortgage than Whites, causing a snowball effect that results in lower credit ratings, pushing minorities into lower-quality housing and further into the fringes of society.- Advertisement – Suburbs of San Diego, CaliforniaSkodonnell | iStock / 360 | Getty Images – Advertisement – – Advertisement – While Morgan Stanley said the gap can be explained somewhat by age, income and education, discrimination in getting home financing also plays a major role.“Disproportionately high rates of home loan application denials for Black and Hispanic applicants are a key factor contributing to the homeownership gap,” the report said. Citing data from the Home Mortgage Disclosure Act, the report noted that 16% of Black households and 12% of Hispanics were refused a mortgage in 2019, compared to just 8% of White households.Morgan Stanley floats several proposals to deal with the problem.The report cites the likelihood that President-elect Joe Biden will institute more regulations that address inequality. However, it also states the need for more rental housing units rather than simply instituting different regulations for the existing stock.There’s also a recommendation for greater scrutiny of how banks and other financial institutions are lending, especially for loans not backed up by government enterprises like Fannie Mae and Freddie Mac. Even when they get mortgages, Black and Hispanic families usually pay significantly higher rates – generally more than half a percentage point above the prevailing rate.Morgan Stanley’s analysts also call for a rental and homeowner bill of rights, expansion of the Community Reinvestment Act, and the creation of a $100 billion Affordable Housing Fund.The authors also address financial literacy and its importance for prospective borrowers to know what they’re getting.Fixing the disparities could result in 4.9 million more households created, along with 784,000 jobs and $400 billion in tax revenue by bringing homeownership levels in line from a race standpoint, according to the analysis.The report cites a number of initiatives from big Wall Street banks to address disparities: $1 billion from Citigroup and $30 billion from JP Morgan Chase, two name two. – Advertisement – “Inequality compounds in exactly the same way as interest — small, nearly negligible differences accrue into significant gaps over time,” Morgan Stanley analysts said in a lengthy report. “Racial inequality in access to homeownership is real, is compounding existing inequality, and is contributing to a rental affordability crisis that’s especially acute among lower-income earners.”Though rising, the homeownership rate for Blacks remains well below that of Whites, Asians and Hispanics.The rate as of the third quarter of 2020 was 46.4% for Blacks, compared to 67.4% for Whites, according to the Census Bureau. The Black rate was 41.5% at the beginning of 2016; the gap with Whites then was 22 percentage points, while it currently is 21 points.
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The National Police are set to press criminal charges against a group of cyclists who rode down the Jagorawi toll road in Bogor regency, West Java on Sunday.The National Police Traffic Corps’ Jagorawi highway patrol head, Comr. Kamila Tasran, said the cyclists had violated Law No. 38/2004 concerning roads.“They could be charged under Article 63 of the law, which stipulates that anyone other than toll road users and toll road officers who deliberately enters a toll road will be subject to a maximum sentence of 14 days of imprisonment or a Rp 3 million [US$201,86] fine,” Kamila said on Monday, as quoted by kompas.com. Kamila said the cyclists had put themselves and other road users in danger even though no accident had occurred.“The group crossed at Simpang Polingga at kilometer 46 and drove against traffic toward the rest area at kilometer 45,” she said.A video showing the group of cyclists entering the Jagorawi toll road went viral on social media in the past few days. The video shows them riding along both shoulders of the toll road, with some cyclists even crossing over to the opposite side while a truck drives past them.In a statement issued on Monday, state-run toll road operator Jasa Marga confirmed that the incident occurred at 11 a.m. near the Ciawi tollgate in Bogor, West Java. The company said that signs at the entrance ramp to the toll road explicitly prohibit two-wheeled vehicles, such as motorcycles and bicycles, from entering toll roads for safety reasons. Police said the cyclists told them they were focused on trying to catch up with other fellow cyclists, and did not see any signs prohibiting them from entering the toll road.The seven cyclists and their friends started cycling from Bekasi and Pamulang at 7:30 a.m. on Sunday, tracing the village roads and heading to a cafe in the popular tourist destination Puncak in Bogor.However, upon returning from the cafe, the group split up on the way, before the seven cyclists entered the Jagorawi toll road to meet with other colleagues in the rest area.Kamila said the cyclists had admitted their mistake and said they were ready to accept any legal consequences. (syk)Topics :
January 04, 2017 Governor Wolf Announces Statewide Development, New Jobs Through Pennsylvania Industrial Development Authority Approvals Economy, Jobs That Pay, Press Release Harrisburg, PA – Governor Tom Wolf announced today that new statewide investments through the Pennsylvania Industrial Development Authority (PIDA) program will help spur development in the commonwealth and creation and retain more than 95 jobs.“The PIDA program helps Pennsylvania’s small businesses and entrepreneurs succeed by providing low-interest loans to aid with site development, infrastructure improvements, and equipment acquisition,” said Governor Wolf. “Coupled with significant private investments, the PIDA loans make projects possible that often also lead to the creation and retention of jobs across the commonwealth. I’m pleased to announce that this month’s approvals will create and retain a total of 97 jobs.”Over the last month, PIDA approved $5.3 million in low-interest loans to support four projects in Allegheny, Blair, Erie, and Lancaster counties that will generate more than $8.2 million in private investments. These investments are the first approved in 2017. In 2016, PIDA approved $48.2 million in low-interest loans that resulted in $103.5 million in private investment and supported 1,868 created and retained full-time jobs.The following loans were approved over the last month:Allegheny CountyThe Regional Industrial Development Corporation of Southwestern Pennsylvania was awarded a $2.25 million, 15-year loan at 2.25 percent for the first seven years for the renovation of the Commonwealth Manor 2 building on approximately 10 acres of the RIDC Thorn Hill Industrial Park located at 100-120 Marshall Drive, Warrendale. The building is divided into 12, 5,025-square-foot units. The total project cost is estimated to be $4.5 million.Blair CountyThe Southern Alleghenies Planning and Development Commission was awarded a $400,000, 15-year loan at 2.25 percent for the first seven years on behalf of Fine Line Cabinets, Inc. for the construction of a new, 22,500-square-foot facility located on 58 acres at 753 Locke Mountain Road, Hollidaysburg. The company is a specialty millwork cabinet shop that produces kitchen cabinets, bathroom cabinets, custom shelfing moldings, trim, and flooring. The total project cost is estimated to be $1,679,000. It will create two new jobs and retain 12 existing positions.Erie CountyThe Enterprise Development Center of Erie County, Inc. was awarded a $2.25 million, 15-year loan at 3 percent on behalf of Velocity Network, Inc. to assist with the purchase and renovation of a currently vacant, four story office building located at 119-121 West 10th Street, Erie. The company, a provider of IT solutions and support, will relocate its headquarters to the renovated building. The total project cost is estimated to be $5,300,704. This is part of a Governor’s Action Team project that will create 30 new jobs and retain 53 existing positions.Lancaster CountyThe EDC Finance Corporation was awarded a $400,000, 15-year loan at 2.25 percent for the first seven years on behalf Linford and Jennifer Hershey for the construction of two egg layer houses on their 51.59 acre farm in Christiana. The total project cost is estimated to be $2,035,000.PIDA is an independent authority staffed and regulated through the Department of Community and Economic Development. The Authority provides capital for building acquisition, construction and renovation work, machinery and equipment loans along with working capital line of credit loans, primarily for manufacturers, industrial developers, research and development firms, agricultural processors and employers looking to establish national or regional headquarters in Pennsylvania.Qualified applicants are eligible to select either a reset rate of 3 percent for the first seven years or a fixed rate of 4 percent for real estate financing, 4 percent fixed rate for equipment loans, 4 percent fixed rate loans for a 12-month period for working capital and accounts receivable lines of credit, and 2 percent fixed rate for pollution prevention and energy efficient loans. Rates will be in effect for loan applications received through March 31, 2017.For more information about the Pennsylvania Industrial Development Authority and other DCED initiatives, visit dced.pa.gov.Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf SHARE Email Facebook Twitter
Great Lakes Dredge and Dock (GLDD) has officially begun beach nourishment operations in the Town of Duck with the arrival of the company’s dredge Liberty Island.According to Dare County, NC, the dredge started pumping sand late Tuesday night, May 23rd, at the Widgeon Dr. subline and will continue progress North for a few days.The shore pipeline will then be flipped and crews will work to the southern boundary of the project zone to the end of the taper. Upon completion of the taper, GLDD will assess whether to finish the originally planned Northern section with the Liberty Island, or allow the Dodge and Padre Island dredges to finish the section.The county also announced that the Dodge and Padre Island dredges are still on schedule to begin work at the Ocean Bay Blvd. subline when they arrive on sight by the end of May.
INCONVENIENT RIDE. These boat passengers bound for Guimaras from Iloilo City are exposed to the elements. Motorboats crossing the Iloilo Strait are no longer allowed to use tarpaulin covers. IAN PAUL CORDERO/PN ILOILO City – A thousand colourfulumbrellas would be made available by the Department of Tourism (DOT) Region 6to motorboats that ferry passengers from this city to Guimaras and vice versa. But the name of DOT’s umbrella project– “Guimaras Umbrella Festival” – did not sit well with some netizens. Whycreate a “festival” based on public inconvenience, they asked. But Catalbas said she would consultagain the various groups that were previously consulted. The regional director also clarifiedthat DOT has no quarrel with MARINA and Philippine Coast Guard but she insistedthat “some things have to be done to save the tourism industry of Guimaras.” In a statement, Catalbas explainedthat the umbrella project is a product of a recent consultation with Guimaras’Gov. Samuel Gumarin, Cong. Lucille Nava, five town mayors of Guimaras, andprivate tourism industry stakeholders. This is a temporary solution to theinconvenience spawned by a Maritime Industry Authority (MARINA) order thatprohibits the use of tarpaulin covers (tolda)in motorboats, according to DOT Region 6 director Helen Catalbas. Consultation participants agreed therewas a need to repackage Guimaras so the island province could again attracttourists. The MARINA order is exposing motorboatpassengers to the elements, especially the scorching heat of the sun, whencrossing the Iloilo Strait. This compromises the health of the passengers, mostespecially the senior citizens, lamented the director. “Everyone was concerned about thenegative publicity Guimaras has been getting which caused the downtrend oftourism to -90 percent,” according to Catalbas. Thus, “any promotion andmarketing strategy that will help Guimaras is welcome.” “This is not for those who do not wantit. This is for those who need umbrellas during the boat trip,” stressedCatalbas. “The noise created by a few will not damage the good intention of theproject.” The Guimaras Umbrella Festival will belaunched on Nov. 9. Tourists and investors have beenturned off by MARINA’s order against the tolda.The slump in tourist arrivals is hitting rock bottom at -90 percent,revealed Catalbas. MARINA issued its tolda order because wind-blown tarpaulin covers could capsizemotorboats like what happened on Aug. 3 at the Iloilo Strait (three motorboatscapsized; over 30 people drowned). “If they say stop, well, it’s okay. Ican transfer the project to Boracay, Capiz or Antique and call it the same asthe Western Visayas region prepares for summer,” said Catalbas./PN
BOONE, Iowa – Four champions crowned at the 35th annual IMCA Speedway Motors Super Nationals fueled by Casey’s will leave Boone Speedway with more than their place in dirt track racing history secured.Each of the main event winners on Saturday, Sept. 9 receives a new engine from Karl Performance or Karl Chevrolet as well.Modified, Northern SportMod or Hobby Stock champions who win titles with crate motors receive a new GM 604 or 602 crate from Karl Chevrolet.Drivers in those divisions winning with claim motors get engines from Karl Performance.All motors will be built to IMCA specifications and any additional services or parts desired are to be taken care of at the new owner’s expense.The Modified champion, if running a claim motor, gets a KPM CPH383-60D engine valued at $6,999.The Stock Car champion will receive a KPM 360 spec engine valued at $6,040.99. The SportMod and Hobby Stock champions, if running claim motors, both get a KPM CC355-60F engine valued at $4,299.99.Stock Car, Northern SportMod and Hobby Stock engines are all built with quality EQ cylinder heads.“Karl Performance and Karl Chevrolet have been world-class partners in this endeavor since we began awarding engines in Boone,” observed IMCA Marketing Director Kevin Yoder, “and with the popularity of the engine auction on Saturday night, this program with Carl Moyer and his team has set a standard that no other event in the country can match. We are excited to continue this tradition again in 2017.”After the final night program is complete, the engines that powered Modified, Stock Car, Hobby Stock and Northern SportMod champions will be sold at a public auction in the infield at Boone Speedway.Minus the wrecker fee, engine auction proceeds will be divided among the rest of the qualifiers in each respective event.
RelatedPosts Ighalo: My best moment as ‘Red Devil’ EPL: Crystal Palace stun sloppy Man U EPL: Red Devils attack Palace Manchester United suffered a 2-0 defeat at bottom-placed Watford in the Premier League on Sunday as Paul Pogba made his first appearance for the visitors since September 30. Though both sides struggled to produce moments of quality in the first half, it was United who went closest as Jesse Lingard was put through on goal and his chipped effort skimmed the roof of the net. The visitors fell behind early in the second half, however, as Will Hughes’ free kick was headed on to record signing Ismaila Sarr, whose bouncing volley squirmed through the hands of David de Gea. Just three minutes later Watford doubled their lead when captain Troy Deeney blasted in a penalty after Sarr was brought down by a rash challenge from Aaron Wan-Bissaka. Pogba came off the bench on 64 minutes for Lingard. The France midfielder, who saw his return from injury delayed by illness in recent weeks, was unable to affect the result despite an encouraging display. The match marked Nigel Pearson’s second game in charge of Watford and his first win. The result leaves United eighth in the Premier league with 25 points from 18 games, four points behind fourth-placed Chelsea.Tags: David De GeaIsmaila SarrManchester UnitedPaul PogbaTroy Deeney
United travel to Southampton on Sunday for the final game of what has been a truly wretched season. The same squad that won the title by 11 points last year looks set to finish the current campaign in seventh. If that is the case, there will be no European football at Old Trafford next year for the first time in almost a quarter of a century. After such a disappointing year, finishing fourth would be a massive improvement. But midfielder Michael Carrick thinks United should be aiming much higher. “There is no way we are settling for top four – that is not something we do here,” Carrick said after Tuesday’s 3-1 win over Hull. “We can’t celebrate getting into the top four, that’s not worth celebrating. “We want to be challenging right at the top. “I am not saying we are going to win the league next season, but that is what our goal is and anything less is not worth thinking about. “Certainly top four is not something that we will settle for.” United’s new manager, expected to be Holland coach Louis van Gaal, will be handed a huge transfer £150million transfer kitty to add new faces to a squad which has failed in almost every department this term. There will be no raucous celebrations in the Manchester United dressing room next May if they finish fourth. David De Gea, Wayne Rooney and Adnan Januzaj have been the only players to make an impressive contribution to the team all year round. Luke Shaw, Toni Kroos and Edinson Cavani are all on United’s wanted list, as well as Sporting Lisbon midfielder William Carvalho. Question marks remain over several United players, including Nani, Javier Hernandez, Alex Buttner and Shinji Kagawa. Interim player-manager Ryan Giggs, who came off the bench against Hull, believes big changes are not required within the playing squad, and Carrick agrees. The England midfielder feels there is talent in the squad, and he is also optimistic that the likes of James Wilson, who scored twice against Hull, and fellow debutant Tom Lawrence, can make an impact next year. “It was good to see those two young boys starting. Both of them did so well and they looked so comfortable,” Carrick said. “James will obviously get the headlines because of his goals but I thought Tom was terrific as well. “This club moves forward all the time and we are always trying to bring players through, groom players and develop them. “You could say this is the start of something else because there are going to be changes between now and next season. “It is easy to say there will be wholesale changes because obviously we haven’t had a good season. But if you look within the squad, there are some good players there. “There probably needs to be some changes in some way because that is natural with the situation we are in at the moment, but you can’t change too much because it is hard.” Carrick still harbours hopes, meanwhile, of making England’s World Cup squad, but team-mate Phil Jones’ chances suffered a blow when he was taken to hospital with a shoulder injury during the midweek victory over the Tigers. The extend of the defender’s problem has yet to be diagnosed but, with Roy Hodgson naming his provisional squad on Monday, there is little time for the 22-year-old to recover. “I can only imagine what it must be like, getting injured so late on,” Carrick said. “It didn’t look great for him and hopefully it is not as bad as it looks but it is a problem at this stage of the season when anyone gets an injury because you are in danger of missing the summer. “The only thing you can say is that he is so young and is that good that the chances will come again, but at this stage it is not going to soften the blow for him. “If that is the case then I am hugely disappointed for him because he obviously doesn’t deserve that. “There is not going to be a team set in stone that is going see the whole tournament through, but for someone to miss out with an injury at this stage is devastating.” While there appears to be others ahead of him in the race for selection, Carrick is keeping an open mind about his involvement in Brazil. “You just have to wait and see. It is up to the manager now to pick his squad,” he added. “There is no point in me saying anything else, really. There is nothing else I can do – we will just have to wait and see.” Press Association