astead herndonBut there’s other times when he sounds very much like many of the black leaders in Wilmington who say, I don’t know if I like this remedy, but I do know that the issue of integration is really important. So he’s kind of firmly in the middle. And that kind of middle ground is something we see him stake on a number of issues, most notably crime, where he takes the kind of position and relies on those personal relationships with black communities, while, according to his critics, legislating in the interest of white ones.[music]michael barbaroWe’ll be right back. So Joe Biden takes the middle ground, or the middle ground for that time, on busing. How do we then see that in his approach to crime?astead herndonThis one’s a little different, because while Biden on busing was seen as kind of emblematic of the larger Democratic stance, with crime, he was really kind of pushing the boundaries. At that time, particularly in the ‘80s and ‘90s, was a kind of moral panic happening throughout the country — astead herndonJoe Biden takes the position, as many other politicians did at that time, that they were not opposed to the idea of integration. What they’re opposed to was the remedy. astead herndonIn 1984, that establishes mandatory minimums. In ‘86, the Anti-Drug Abuse Act creates harsher sentences for crack than powder cocaine. And it kind of builds up into the early ‘90s, when Bill Clinton is elected president, the ‘94 bill — astead herndonJoe Biden himself tells a story about how he was the only lifeguard at a newly integrated pool in Wilmington. archived recording (joe biden)I haven’t always been right. I know we haven’t always gotten things right. But I’ve always tried. astead herndonAnd Biden, as someone who had come up in Wilmington, a community that was experiencing these things closely, he had black community leaders, neighbors of his, saying the issue was very important, but that they were looking at kind of root cause problems of why crime was happening. They were talking about issues like education or job opportunities and the like. When the outer Wilmington and the kind of all-white suburbs, you were hearing a more vocal cry for increasing cops, increasing prisons, and really cracking down on those tough-on-crime measures that came to the cities. So again, Biden is caught between political problem, but also one that’s divided pretty clearly on racial lines.michael barbaroAnd so what does he do? astead herndon— the “three strikes and you’re out” kind of policy — archived recording (joe biden)I have argued that the least effective remedy to be imposed is the busing remedy. michael barbaroDo you think it’s possible that he might fear that if he apologizes, that that might weaken him more with moderate voters who don’t feel that Americans should have to apologize for that period, for those instincts, and for those policies?astead herndonI think that’s a big possibility. I also think Joe Biden was acting in what he believes was good faith, even at that moment, and what he thinks was the evidence in front of him and the context of the time. I think it’s important to always go back to Delaware with him. And in the moment that he comes up in, it is part of his personal and political identity that he was an advocate for the black communities and that he was performing a new role and, frankly, public service to those communities that white politicians had not done in that state. And so I think it’s bigger than just the political realities of right now and what apologizing would mean. To apologize would go to the heart of what his identity has been since he got in public office in the 1970s.michael barbaroMm-hmm. And he’s just not willing to apologize for that. Because in fact, he’s still proud of it.astead herndonThe evidence in front of us tells us that’s true. He was praising the crime bill just years ago. And he has called it, at some points, his greatest accomplishment. And he has shown a real resistance to the many opportunities that activists and other rivals have given him to say that those actions were a mistake.[music]michael barbaroAstead, thank you very much. We appreciate it.astead herndonThanks for having me.michael barbaroWe’ll be right back.Here’s what else you need to know today. On Tuesday, the Trump administration said it would end its attempts to ask about citizenship on the 2020 census, dropping the proposed question from the survey. The decision comes just days after the Supreme Court ruled that the administration had failed to offer a compelling explanation for including the question, which critics said was an attempt to discourage undocumented immigrants from filling out the census, and ultimately, skew the results of the census in favor of Republicans. And House Democrats have filed a lawsuit against the Treasury Department and the Internal Revenue Service, demanding access to President Trump’s tax returns. The lawsuit moves a months-old political dispute between Congress and the White House into the federal courts. At the heart of the fight is whether Congress has the legal right to review the president’s personal financial information. The White House says that such requests must be limited to materials needed to draft laws. House Democrats say that their powers are far broader and are not subject to second-guessing by the executive branch.That’s it for “The Daily.” I’m Michael Barbaro. See you on Friday, after the holiday. astead herndonAnd Joe Biden runs for Senate in 1971 as a new type of Democrat — archived recording (jesse jackson)This ill-conceived bill, fed by a media frenzy over crime, was on the fast track to the president’s desk for signature by Christmas. archived recording (joe biden)If we want to have this campaign litigated on who supports civil rights and whether I did or not, I’m happy to do that. I was a public defender. I didn’t become a prosecutor. I came out, and I left a good law firm to become a public defender, when, in fact — [APPLAUSE] — when, in fact, my city was in flames because of the assassination of Dr. King. astead herndonThere’s this split screen of Joe Biden that you often hear about when you talk to people in Wilmington. There is the neighbor who would go to black churches, would know the kind of leaders by name, and the issues they were advocating for. But then in Washington, you have a Joe Biden that is using those stories of Wilmington to kind of pass more tough-on-crime measures that some in that community say they weren’t asking for. In 1977, he first proposes mandatory minimums for drug sentences. And through the ‘80s, in his connection with Strom Thurmond, they end up passing a really kind of significant set of bills. astead herndonWe know that Joe Biden very rarely apologizes. But it was not until this year that you really have an articulation from Vice President Biden that he played a role as a senator in creating some of these disparities. archived recordingIt’s going nationwide, especially among the young, a drug so pure and so strong, it might just as well be called crack of doom. On its most literal level, it was two top-tier Democrats having the most confrontational, direct moment we’ve seen in the primary so far. michael barbaroAnd what do we understand about how the black community back in Delaware felt about these tough crime measures at the time?astead herndonJoe Biden talks about, to this day, in his presidential campaign, they make a big point to say that the Congressional Black Caucus overwhelmingly voted for the bill and that black leaders at the time were very supportive of the bill. That is partly true. The Congressional Black Caucus certainly backed the bill after showing some initial wariness. The majority of its members voted for it. There were some vocal black mayors who were calling for these particular measures. But there were also some who were against it. astead herndon— a Democrat who understands black communities and has personal and deep relationships in those communities, but as a Democrat who can also unite the kind of outer portions of the state, which saw those issues very differently. astead herndonThe head of the Congressional Black Caucus spoke out against it. Representatives like Bobby Scott said they knew that the kind of increase of police in these neighborhoods would cause detrimental effects.michael barbaroRight. So what turns out to be, over time, the actual impact of all of these bills, including the biggest of them all, that 1994 crime bill, in the years that followed?astead herndonThe undeniable impact is an explosion of America’s prison population that has disproportionately affected black and brown communities. So coming out of the ‘80s and ‘90s, you have a pretty clear articulation from then-Senator Biden that cops and the expansion of cops is a preventative measure. astead herndonYou get a court order in the late ‘70s that says that Delaware schools are too racially segregated, and they must form a plan for racial integration. And a plan is instituted by the courts that says, from the city in Wilmington, which is majority black, and the suburbs outside of it, that both those groups of students were for some portion of their schooling going to have to bus to the opposite community. So for the kind of inner city students, which are majority black, they were going to have to go out to the suburbs for six years. And the outer suburbs would have to come into Wilmington schools for about three years. So this becomes the plan that’s put in place that inflames those racial tensions on both sides of the state.michael barbaroAnd what is Biden’s opposition to that specific solution?astead herndonThat the idea of integration was not a problem, but it was how the courts were forcing them to go about it. You have to think — if you were a parent in the suburbs, which is almost exclusively white, who had made that choice for your family almost entirely around the school district that your child was supposed to go into. And then there is a court order that comes down that says not only are different people coming to that school, but that your child is going to be put on a bus to a different school. That is the logic that those parents used to oppose the idea of busing. And so at one point in 1975, Joe Biden says, the real problem with busing is you take people who aren’t racist, people who are good citizens, who believe in equal education and opportunity, and you stunt their children’s intellectual growth by busing them to an inferior school. And you’re going to fill them with hatred.michael barbaroSo Biden is sympathizing with white parents in the suburbs who are suddenly feeling dislocated by this decision. But what about black parents in this city whose children would be bused to these theoretically better schools in the suburbs? What is Biden saying to them?astead herndonThis is an important point. Although the kind of white suburbs were almost uniformly against busing, somewhat because of the method and sometimes because of pure racism, in black communities, particularly in Wilmington, there is not universal agreement on this issue. There is universal consensus that integration is important and that their schools had not been adequately funded or not been adequately supported by the state. But when you look at polling and when you talk to people at the time, the actual issue of busing is controversial. Remember, these parents themselves had to send their children further away into neighborhoods and communities that may have not always been welcoming to those students. So it wasn’t universally loved. In one poll, about 40 percent of black parents supported the idea, 40 percent were against it, around 20% were unsure. Joe Biden tries to take a nuanced position, where sometimes it seems like he is a vocal opponent of the idea of busing and that he is signaling to the kind of white Delaware that he is their advocate. archived recording (bill clinton)“Three strikes and you’re out” will be the law of the land. michael barbaroFrom The New York Times, I’m Michael Barbaro. This is “The Daily.”Today: In the Democratic race for president, Joe Biden is being asked to confront a record on race that some in his party now see as outdated and unjust. Astead Herndon on the policies Biden embraced and how they were viewed when he embraced them.- Advertisement – It’s Wednesday, July 3. archived recording (bill clinton)We have the tools now. Let us get about the business of using them. archived recording (joe biden)I applied to the city of Wilmington for a job, and I was the only white employee here. And I learned so much. And I realized that I live in a neighborhood where I could turn on the television, and I’d see and listen to Dr. King and others. But I didn’t know any black people. No, I really didn’t. You didn’t know any white people either. That’s the truth. archived recording (joe biden)And on the issue that the argument is about — and that is whether or not busing is, A, required constitutionally, and B, has a utilitarian value for desegregation — I come down on the side of A, it is not constitutionally required, and B, it is not a useful tool. archived recording (joe biden)I’m Joe Biden, and I’m a candidate for the United States Senate. But it also felt like this was about the details of a specific policy that Biden was a part of. And most of us probably don’t really understand what his intentions were or what the context of that policy was. So take us back to that time. Where was Joe Biden in his political career?astead herndonWell, Joe Biden began as a lawyer in Wilmington and, eventually, a city councilor in the county. And he was emerging at a really racially contentious time within the city and state. astead herndonJesse Jackson spoke out against it. astead herndon— around the explosion of drugs in cities — archived recording (joe biden)Not enough prosecutors to convict them, not enough judges to sentence them, and not enough prison cells to put them away for a long time. archived recording (joe biden)Before I start, I’d like to say something about the debate we had last night. And I heard, and I listened to, and I respect Senator Harris. But we all know that 30 seconds to 60 seconds on a campaign debate exchange can’t do justice to a lifetime committed to civil rights. archived recording (bill clinton)Thank you, Mr. Vice President, for your introduction and for your labors on this bill. archived recordingCrack, the most addictive form of cocaine, is now sweeping New York. archived recording (kamala harris)I do not believe you are a racist. And I agree with you when you commit yourself to the importance of finding common ground. But I also believe — and it’s personal. And I was actually very — it was hurtful to hear you talk about the reputations of two United States senators who built their reputations and career on the segregation of race in this country. And it was not only that, but you also worked with them to oppose busing. And there was a little girl in California who was part of the second class to integrate her public schools. And she was bused to school every day. And that little girl was me. So I will tell you that on this subject, it cannot be an intellectual debate among Democrats. We have to take it seriously. We have to act swiftly. michael barbaroAstead, to the average American watching the debates last week, what do you think that this now famous confrontation between Joe Biden and Kamala Harris seemed to be about?astead herndon- Advertisement – archived recording (joe biden)Politicians have done such a job on the people that the people don’t believe them anymore. And I’d like a shot at changing that. archived recording (joe biden)Where the court has concluded that a school district, a state, or a particular area has intentionally attempted to prevent black, or any group of people, from attending a school, the court should and must declare that to be unconstitutional and thereby move from there to impose a remedy to correct the situation. astead herndonIt was part of his identity and part of his brand that he cared about civil rights, understood the plight of African-Americans in Wilmington, but also, he understood that kind of outer white Delaware was really motivated around grievance at the time. In 1971, a group of black students had filed a lawsuit in hopes to get the schools to further desegregate. And so the question of school segregation and school integration was very much on the forefront of the state’s politics. And at the exact same time, that’s when the young Joe Biden makes his way to Capitol Hill.michael barbaroAnd what was Biden’s position when it came to desegregation? archived recordingIn April, after the murder of Martin Luther King, the National Guard was called out in several cities to put down riots. One of these cities was Wilmington, Delaware. But now, in Wilmington, the National Guard is still on duty. And the governor, Charles Terry, has no plan to send it back. archived recording (joe biden)That Barack and I finally reduced the disparity in sentencing, which we had been fighting to eliminate, in crack cocaine versus powder cocaine. It was a big mistake when it was made. We thought we were told by the experts that, crack, you never go back. It was somehow fundamentally different. It’s not different. But it’s trapped an entire generation. archived recordingThe truth is every major crime bill since 1976 that’s come out of this Congress has had the name of the Democratic senator from the state of Delaware, Joe Biden, on that bill. astead herndonHe felt that the kind of presence of police officers, the increased presence of police officers in these communities, would inherently mean that crime would go down. As the years have gone on, it has become clear that the actual effect was not that, but was the disruption of the communities themselves. When I was in Wilmington talking to folks there, they were saying by 1994, it was already clear that the tough-on-crime kind of measures of the ‘80s weren’t working on the streets. It was not decreasing crime, but more importantly, it was causing a kind of incarceration effect that didn’t have the terminology for mass incarceration that we now call it, but it was clear that communities were getting ruptured by the increase in sentences and the increased focus on tough-on-crime measures.michael barbaroAnd of course, the legacy of busing is that we’ve seen a resegregation of the U.S. school system, because the job was never really done.astead herndonExactly. There is a narrative that busing failed, but the truth is kind of murkier. Busing, as a policy, often did achieve its goals and racially integrate the places it was instituted. What failed was the political will to keep those measures in place that made integration happen and to see racial integration of schools as a necessary problem to solve. So in the last decades, you have not only overturned to pre-busing segregation levels, but in some places, you have racial segregation in schools becoming even worse than they were, or just as bad as they were, at the time of Brown v. Board of Education.michael barbaroSo Astead, it seems like what we’re seeing in the debate last week, in this exchange between Harris and Biden, was that Biden is going to have to confront these past policies as their legacies are understood in the current moment. And that means complicated legacies with real implications, many of them quite negative for the black community.astead herndonJoe Biden is being — his whole record is being examined in new ways. He’s run for president twice before, but never as a front-runner and never as someone who enjoys this amount of support among black communities. Remember, this is still the vice president to the first black president. This is still the person who is seen, oftentimes, as the most likely to beat President Trump in the Democratic Party, which black communities have often seen as their number one goal. So he’s enjoying this kind of support, robust support, among black communities, while at the same time, his rivals are trying to use his record, particularly on busing and crime, to wrest away those votes. And I think that’s a really interesting question, is will these moments, like the one Senator Harris made happen in the debate, will they start to chip away at that image of him as a champion and an advocate for black communities? As people come to understand the record and as people come to understand the context of Delaware at the time, will he be seen as someone who was navigating a difficult racial terrain or as someone who kept black people close, but fundamentally legislated in the interests of white communities?michael barbaroAnd so the question is, will voters evaluate him for what he was trying to accomplish in the ‘70s, and the ‘80s, and the ‘90s, or for what we now understand the impact of those bills to have been up through today? I wonder if you have any sense of how black voters are seeing that from your reporting.astead herndonI spent a lot of time in South Carolina, where we have the biggest population of black voters in the early states. And Joe Biden enjoys a large amount of goodwill in those places. What that is not is a deep connection to Joe Biden as an individual. As I heard someone say recently, his support is wide, but it’s thin. I think that people vote on a lot of different levels. Voting based on policy and record is one of them. Voting based on emotion, and feeling, and connection is another. And I think in this era for Democrats, and particularly for black Democrats who feel as if Trump has brought in a new era of white identity politics, there’s voting based on fear. And what you hear in South Carolina is not that they want to vote for Joe Biden because they believe in the things that he has done. But they see him as kind of an emergency fix to a much worse problem for them, which they believe is the presidency of Donald Trump.michael barbaroAstead, is what you’re saying the black voters may be more inclined to go with a safe choice, because in their mind, in this racial climate and in this political climate, the alternative, which is not winning the presidency, is far more threatening than a Democratic candidate with a debatable historical record on race?astead herndonYep. And I think it’s important to make distinctions when we talk about black voters. We particularly see that kind of calculation among older black voters and black voters who are in the South. Now among younger voters, we see a bigger willingness to reject Joe Biden because of some of those records and to embrace candidates who are talking more explicitly and openly about structural changes to create racial equity. But among the older voters, who remain the real heart and soul of the black vote and a sizable portion of the Democratic electorate, it’s that calculation of safety that’s really helping Joe Biden right now. But we should also say that among those older voters, many of them can remember 1994 and remember the 1980s and may have themselves supported these bills and seen their thinking change as well. And I think that’s the important thing to not forget, is just as Joe Biden has evolved, so have many of these people. And I’ve talked to people who don’t see what he did as particularly invalidating, frankly, because they have experienced that same evolution. And sometimes, I have talked to people who said that ‘94 crime bill ruined their homes, and they also say they can’t wait to vote for Joe Biden in the primary. astead herndon— and the violent crime that often associated and came with them. astead herndonBut in the bigger, more abstract view, these were two different generations of Democrats. One, a barrier-breaking, younger black senator, pushing the old guard, the senator who came in the 1970s, who had relationships with segregationists and avowed racists. She was pushing him on racial issues and trying to hold him accountable for how the Democratic Party has handled issues of race for decades leading up to this point.michael barbaro- Advertisement – michael barbaroWell, so Astead, what do you make of how defensive Biden has been to these criticisms and these questions about his legacy, rather than acknowledging, a lot has changed since then. I was doing what I thought was best in the moment. I now see, I now understand that it played out differently than I expected.astead herndonThis is a question I’ve thought a lot about. If by the early 1990s, it was clear to the cops on the ground in Wilmington that the tough-on-crime measures didn’t work, that the disparities that were created in the ‘80s between crack and cocaine were disproportionately hurting black communities, why did it take until this year for Joe Biden to acknowledge it himself? And we don’t have clear answers to that. archived recording (joe biden)In a nutshell, the president’s plan doesn’t include enough police officers to catch the violent thugs. archived recording (jesse jackson)Spending several billion dollars on prisons and longer sentences is not the answer to reducing crime. astead herndon— where, if you had three instances of drug offenses or violent drug offenses, it would be an instant life sentence. archived recordingIt’s the devil — see, this cocaine ain’t nothing but the devil, and the devil was telling me to do it. – Advertisement –
Get the Dr. Zenovia Skincare 10% Benzoyl Peroxide Acne Cleanser for $30, available exclusively at Sephora!Let’s get down to the specifics: The key ingredient in the formula of this cleanser is a trademarked REG-ulate360 Complex. This complex contains ingredients like resveratrol, vitamin E, green tea, bakuchiol and genistein, which are all naturally derived. When they work together, these ingredients have the ability to give your skin clarity and hydration. This can improve your skin tone, make it look brighter, plus smooth out its overall appearance.What fights those annoying blemishes is the benzoyl peroxide, which is ultra-micronized to help fully penetrate into the skin. While 10% may seem like a high percentage that would cause irritation, that’s where the Dr. Zenovia signature complex comes into play! This blend of ingredients is what makes this product so unique, and influences why it works so well for shoppers.- Advertisement – – Advertisement – See it!Get the Dr. Zenovia Skincare 10% Benzoyl Peroxide Acne Cleanser for $30, available exclusively at Sephora!Reviewers with all kinds of skin concerns — from whiteheads, to blackheads, to large pores — claim that they’ve seen some fantastic results after just a couple of weeks of using this cleanser! As a warning, for anyone dealing with acne, it may take longer to see the full benefits. You may have to wait at least six weeks to see significant reductions in acne, but anyone can use this as a preventative product to stop future blemishes from occurring. Find out what all the rage is about now!See it: Get the Dr. Zenovia Skincare 10% Benzoyl Peroxide Acne Cleanser for $30, available exclusively at Sephora!Looking for more? Check out all of the skincare products from Dr. Zenovia and shop all of the beauty and skincare available from Sephora!Check out more of our picks and deals here!This post is brought to you by Us Weekly’s Shop With Us team. The Shop With Us team aims to highlight products and services our readers might find interesting and useful, such as face masks, self tanners, Lululemon-style leggings and all the best gifts for everyone in your life. Product and service selection, however, is in no way intended to constitute an endorsement by either Us Weekly or of any celebrity mentioned in the post.The Shop With Us team may receive products free of charge from manufacturers to test. In addition, Us Weekly receives compensation from the manufacturer of the products we write about when you click on a link and then purchase the product featured in an article. This does not drive our decision as to whether or not a product or service is featured or recommended. Shop With Us operates independently from advertising sales team. We welcome your feedback at ShopWithUs@usmagazine.com. Happy shopping! Us Weekly has affiliate partnerships so we may receive compensation for some links to products and services.There are many different types of acne out there, and they’re all frustrating and difficult to deal with. The majority of people mostly encounter the type of acne that pops up once in a blue moon. Maybe you get the same pimple in the same spot every couple of months and quickly banish it overnight with the help of drying lotion. This is just a minor inconvenience, but for many of Us, it’s far worse.- Advertisement – The more stubborn, persistent form of acne is hormonal. It can truly feel like these blemishes just won’t budge. No matter how many products you try, nothing seems to help get rid of those pesky (and sometimes painful) pimples. People even turn to taking powerful prescription medications in an effort to help their cause. But there’s no need to book it to the dermatologist just yet: This brand new line from Dr. Zenovia that launched at Sephora may be the solution that you’ve been looking for!This skincare line was formulated to specifically target hormonal acne, but anyone looking to seriously improve their skin can feel free to try out the products. Each one has multiple skin benefits — getting rid of hormonal acne is just the beginning. That’s why the daily acne cleanser has quickly become one of the line’s top sellers! See it!- Advertisement –
The former Disney Channel star noted that the topic of “feeling good and connecting with someone” was never brought up in relation to sex.“I think as a young girl you get taught, ‘Well, you want the guy to feel good’ or something, and that’s really a terrible mentality to go into, like, starting to have sex with,” she said.Duff was then challenged to explain the birds and the bees to teenage girls in 30 seconds.- Advertisement – Sexy time! Hilary Duff opened up about what she learned about sex when she was younger and what she wishes she’d known.“Oh my god, well, I thought the first time you have sex, you’re going to get pregnant,” Duff, 33, said on the Wednesday, November 11, episode of Lady Parts, hosted by Sarah Hyland.- Advertisement – “When you think you’re ready to have sex, first get to know your body,” the “Come Clean” singer said. “Learn what you like, learn what feels good for you before you go into doing it with someone else.”The Cinderella Story actress pointed out that no one should “feel pressure to have sex” and noted that “you can never take away who you had sex with.”She added: “Your number is just going to keep growing. So be careful so know who you’re having sex with and you like them. Sex is about pleasure, and not just for them, for you.”Duff announced last month that she and husband Matthew Koma are expecting their second child. The couple, who wed in December 2019, share 2-year-old daughter Banks.The Texas native also shares 8-year-old son Luca with her ex-husband, Mike Comrie.Listen to Us Weekly’s Hot Hollywood as each week the editors of Us break down the hottest entertainment news stories! Fellow guest star Ashley Benson echoed Duff’s childhood sex fears, saying, “I thought if you got fingered, you’d get pregnant. I mean, anything touching your vagina, I was like, ‘I’m going to get pregnant.’”Hilary Duff attends #BlogHer20 Health at Rolling Greens in Los Angeles on February 1, 2020. Broadimage/ShutterstockThe Lizzie McGuire alum then recalled being told about pleasing men during sex, but not about feeling good yourself.“One thing that’s a bummer that people don’t really talk about when you’re younger is that sex is for pleasure, too — not just about being in love,” the Younger star, who is pregnant with her third child, explained. “Like, you’re having a lot of different feelings in your body and a lot of people are, like, ready at different times.”- Advertisement – – Advertisement –
In addition to its human toll, racial housing inequality is exacting an economic price that has cost nearly 800,000 jobs, $400 billion in tax revenue and prevented about five million from owning homes, according to a Morgan Stanley analysis.Disparities in home ownership are a root cause of wealth disparities across society, the Wall Street firm said in research that also looked at the rising unaffordability of rental housing and how that fits into the broader issue.The analysis found that Blacks still have a harder time getting a mortgage than Whites, causing a snowball effect that results in lower credit ratings, pushing minorities into lower-quality housing and further into the fringes of society.- Advertisement – Suburbs of San Diego, CaliforniaSkodonnell | iStock / 360 | Getty Images – Advertisement – – Advertisement – While Morgan Stanley said the gap can be explained somewhat by age, income and education, discrimination in getting home financing also plays a major role.“Disproportionately high rates of home loan application denials for Black and Hispanic applicants are a key factor contributing to the homeownership gap,” the report said. Citing data from the Home Mortgage Disclosure Act, the report noted that 16% of Black households and 12% of Hispanics were refused a mortgage in 2019, compared to just 8% of White households.Morgan Stanley floats several proposals to deal with the problem.The report cites the likelihood that President-elect Joe Biden will institute more regulations that address inequality. However, it also states the need for more rental housing units rather than simply instituting different regulations for the existing stock.There’s also a recommendation for greater scrutiny of how banks and other financial institutions are lending, especially for loans not backed up by government enterprises like Fannie Mae and Freddie Mac. Even when they get mortgages, Black and Hispanic families usually pay significantly higher rates – generally more than half a percentage point above the prevailing rate.Morgan Stanley’s analysts also call for a rental and homeowner bill of rights, expansion of the Community Reinvestment Act, and the creation of a $100 billion Affordable Housing Fund.The authors also address financial literacy and its importance for prospective borrowers to know what they’re getting.Fixing the disparities could result in 4.9 million more households created, along with 784,000 jobs and $400 billion in tax revenue by bringing homeownership levels in line from a race standpoint, according to the analysis.The report cites a number of initiatives from big Wall Street banks to address disparities: $1 billion from Citigroup and $30 billion from JP Morgan Chase, two name two. – Advertisement – “Inequality compounds in exactly the same way as interest — small, nearly negligible differences accrue into significant gaps over time,” Morgan Stanley analysts said in a lengthy report. “Racial inequality in access to homeownership is real, is compounding existing inequality, and is contributing to a rental affordability crisis that’s especially acute among lower-income earners.”Though rising, the homeownership rate for Blacks remains well below that of Whites, Asians and Hispanics.The rate as of the third quarter of 2020 was 46.4% for Blacks, compared to 67.4% for Whites, according to the Census Bureau. The Black rate was 41.5% at the beginning of 2016; the gap with Whites then was 22 percentage points, while it currently is 21 points.
The existence of Aventis Pasteur’s stockpile of millions of doses of frozen smallpox vaccine was publicly disclosed in March 2002. The company then offered to turn the vaccine over to the federal government, which was preparing a smallpox vaccination program for the military and some healthcare workers at the time. The JAMA report says the stockpile contains about 85 million doses. Talbot TR, Stapleton JT, Brady R, et al. Vaccination success rate and reaction profile with diluted and undiluted smallpox vaccine. JAMA 2004;292(10):1205-12 [Abstract] More than 99% of the vaccinees showed a vaccination “take,” defined as a vesicle or pustule at the site 6 to 11 days after vaccination, with no significant difference in take rates between the three dilution groups, the report says. All volunteers had induration and erythema at the inoculation site, but the areas affected were significantly smaller in women than in men. Before the disclosure of the Aventis stockpile, the nation’s supply of smallpox vaccine was only about 15 million doses (though studies have shown it can be diluted). However, the British vaccine maker Acambis has been under contract since 2001 to supply 209 million doses of a smallpox vaccine to the government. In view of the findings, the authors write, “The existing supply of approximately 85 million doses of APSV [Aventis Pasteur smallpox vaccine] can be expanded, leaving an ample stockpile of smallpox vaccine to protect the entire US population in the event widespread vaccination is imminently needed. With adequate supplies of vaccine for the population of the United States, the potential exists for sharing additional supplies with other countries as well.” Using vaccine made in 1956 and 1957, the recent study was a double-blind, randomized trial funded by the National Institute of Allergy and Infectious Diseases. Volunteers recruited at Vanderbilt, Iowa, and Cincinnati were screened for contraindications and given the vaccine at full strength or in a 1:5 or 1:10 dilution. The volunteers, who had never had a smallpox shot, were then observed in person every 3 to 5 days for 2 weeks and again at 1 and 2 months after vaccination, and were interviewed by phone after 6 months. Blood serum samples were taken before vaccination and 28 and 56 days afterward. A trial of the vaccine in 340 young adults showed it was effective when diluted to one-fifth and one-tenth of full strength, according to the report by a team of 10 researchers from Vanderbilt University, the University of Iowa, Cincinnati Children’s Hospital, and EMMES Corp. The lead author is Thomas R. Talbot, MD, MPH, of Vanderbilt University School of Medicine. In the 2 weeks after vaccination, 99.7% of the volunteers had pain or itching at or near the vaccination site. Systemic symptoms were also common: fatigue was reported by 79.1%, myalgia by 78.2%, headache by 75.0%, and fever by 21.5%. The frequency of these side effects was about the same in all three groups. A quarter of the vaccinees missed some activities because of reactions to the shot. The authors say the frequency of side effects, while not unexpected, seemed higher than that in a recent trial of lyophilized (powdered) smallpox vaccine. Sep 10, 2004 (CIDRAP News) A test of smallpox vaccine made by Aventis Pasteur in the 1950s show it is still effective even when diluted, suggesting that the United States has more than enough vaccine for everyone, according to a report this week in the Journal of the American Medical Association. The researchers did not actively monitor the volunteers for cardiac symptoms, because the trial took place before myopericarditis emerged as a rare side effect in the US military smallpox vaccination program. However, four volunteers reported episodes of chest pain or tightness in the 2 weeks after vaccination, and one reported exercise-associated dyspnea and tachycardia. All of these symptoms resolved with rest or treatment with nonprescription drugs, the report says. Because of the number of smallpox vaccine trials coinciding with this one, serologic data for all the vaccinees were not available in time for the JAMA report. However, data were available for a subset of 109 volunteers from Vanderbilt University. By a month after vaccination, all except one of these vaccinees had developed a neutralizing antibody response. This response was significantly higher in the 1:5 dilution group than in the 1:10 group.
As it has done after previous case discoveries, the CFIA said Canada’s food supply is protected by the removal of specified risk materials (SRM) from all cattle slaughtered for human food. SRM include the brain, spinal cord, and other tissues that contain the BSE agent (abnormal prion protein) if an animal is infected. Samples from a cow from Alberta are being tested at the National Reference Laboratory in Winnipeg, Man., the Canadian Food Inspection Agency (CFIA) announced. Preliminary tests in Canada’s regular BSE surveillance program “were not able to rule out BSE,” the agency said. Jul 10, 2006 (CIDRAP News) Canadian officials announced today they are awaiting the results of confirmatory tests in what could be the country’s seventh case of bovine spongiform encephalopathy (BSE), or mad cow disease. Two weeks ago, the CFIA announced it would expand its feed ban to exclude SRM from all animal feeds, pet food, and fertilizers. The change is scheduled to take effect a year from now. Given its age, the cow would have been exposed to BSE after the 1997 start of Canada’s ban on using cattle protein in feed for cattle and other ruminants. The CFIA said international experience “demonstrates that BSE cases born after the introduction of feed bans are seen in other countries affected by the disease.” The US Department of Agriculture published no immediate statement on the new potential case. After Canada’s sixth case was confirmed last week, the USDA’s chief veterinary officer, Dr. John Clifford, commented in a prepared statement, “We will review the information gathered through Canadas epidemiological investigation but it is important to note that we have anticipated that there may be additional detections of BSE in Canada. These additional finds have already been factored into our current beef trading relationship with Canada and we do not expect that this latest case would cause any disruption to our trade in beef or beef products from Canada.” The announcement comes just 6 days after Canada confirmed its sixth BSE case, in a 15-year-old crossbred cow from Manitoba. The new suspected case is in a 50-month-old dairy cow, no part of which entered the human food or animal feed systems, officials said. Jul 5 statement by Dr. John Clifford of USDAhttp://www.aphis.usda.gov/newsroom/content/2006/07/bse-can_statement.shtml “This detection is consistent with a low level of disease and does not indicate an increased risk of BSE in Canada,” the agency said. The United States banned cattle and beef imports from Canada after the first Canadian BSE case was found in May 2003. In August 2003 the USDA loosened the ban to allow imports of boneless beef from cattle less than 30 months old. The border was reopened in July 2005 to live Canadian cattle intended for slaughter before reaching the age of 30 months. The CFIA is gathering more information about the cow and looking for other cattle born on the same farm within a year before or after the animal’s birth. In addition, the agency is conducting an “exhaustive investigation” for possible routes of infection on the farm. See also:
Jan 3, 2007 (CIDRAP News) – California scientists report that their analysis of the medical literature has yielded data on more than 600 molecular components of influenza A viruses that trigger immune responses, findings they hope will spur the search for vaccines offering protection against multiple flu strains.Scientists at the La Jolla Institute for Allergy and Immunology (LIAI) scanned more than 2,000 scientific articles in a hunt for data on influenza A molecular structures that interact with either of two major components of the immune system: T cells and antibody-producing B cells.Writing in the Jan 2 Proceedings of the National Academy of Sciences, the researchers report that they found information on 602 such structures, called epitopes, from 13 different influenza A subtypes. These included one particular epitope that is shared by several human flu subtypes and the H5N1 avian flu virus.Flu vaccines now in use target two surface proteins, hemagglutinin and neuraminidase. Because these proteins constantly mutate, vaccines must be changed every year to match the strains expected to be circulating during the flu season. But scientists have long hoped to develop a vaccine that would target a viral protein that is “conserved,” or essentially the same, in different strains. Epitopes that different strains have in common could, scientists believe, be used to make a vaccine that would protect against multiple strains and could be used for years.”If we can find shared epitopes, it may be possible to develop an influenza vaccine with greater cross-protection for many different viruses,” Alessandro Sette, PhD, senior author of the study, commented in an LIAI news release.The authors used the Immune Epitope Database (IEDB), described as the world’s largest repository of data on immune responses to infectious agents, to search the literature for influenza A epitopes. The La Jolla institute developed the IEDB with a $25 million contract awarded by the National Institute of Allergy and Infectious Diseases (NIAID) in 2004. Sette said the IEDB collects all known antibody and T cell epitope information in one place and is available to scientists around the world (see link below).The researchers found 2,063 articles related to influenza A epitopes, of which 429 were deemed worthy of detailed examination. This led to the cataloging of 412 T cell epitopes and 190 antibody epitopes from 13 viral subtypes and 58 different strains. The analysis yielded important data but also revealed important information gaps, the researchers write.The relatively low number of antibody epitopes was surprising, the authors write, given that antibody titers are the only accepted measure of protection from flu.Only two H5N1 avian flu epitopes were found, both from a 2004 Vietnam strain of the virus. The lack of H5N1 epitope data is not surprising, given the recent emergence of the virus and the special biosecurity measures required for studying it, the researchers say.Antibody epitopes were identified from only 5 of the 10 viral proteins—most of them from hemagglutinin, neuraminidase, and M2—whereas T cell epitopes from all 10 proteins were identified. Only one antibody epitope—versus 160 T cell epitopes—was identified by studying human samples (rather than animal samples). The authors comment that interpreting epitope data from human samples is more complex because people, unlike lab animals, typically have been exposed to many flu strains over many years.Using an analysis tool developed as part of the IEDB, the authors found that a higher percentage of T cell epitopes than of antibody epitopes were shared by multiple viral strains. About 11% of T cell epitopes were 100% identical in human and avian strains, while 30% of them were 90% identical, and 50% were 80% identical. In contrast, only 2.7% of antibody epitopes were 100% identical, and less than 11% were found to be 80% identical.”In general, the results suggest that significant levels of interstrain cross-reactivity are likely for T cell epitopes, but much less so for Ab [antibody] epitopes,” the report says.Because not all antibody and T cell responses are protective, the researchers sifted their data for epitopes associated with protective immune responses in the lab. They found only 9 antibody and 9 T cell epitopes that met their criterion. Most of the protective T cell epitopes are found in both human and avian flu strains, while most of the antibody epitopes are not, they report.”However, one protective Ab epitope from the M2 protein shows appreciable conservation among the selected human influenza strains and H5N1,” the article states. “Because M2 is a relatively conserved protein, identification of protective Ab epitopes derived from this protein, as has been pointed out, holds promise for the future development of a universal influenza epitope-based vaccine.”The authors recommend research to address the gaps their analysis revealed, including more studies on antibody epitopes and efforts to identify more avian flu virus epitopes.Gregory A. Poland, MD, a flu vaccine expert at the Mayo Clinic in Rochester, Minn., applauded the report, saying it should advance the search for a flu vaccine that targets a conserved viral component and offers protection against multiple strains. He directs the Mayo Vaccine Research Group and Program in Translational Immunovirology.”If you find a wholly conserved piece of the virus that doesn’t vary much between strains and provides cross protection between [H5N1] clade 1 and clade 2 viruses, that could be very exciting and could be the basis for developing a subunit vaccine,” Poland told CIDRAP News. “You could make it quickly and in huge quantity.”He also said the report could generate some controversy, given the division of opinion among vaccine experts on whether flu vaccines should be made from whole viruses or from viral subunits. Existing evidence shows that whole-virus vaccines are more immunogenic, but there is very little experience with subunit vaccines, he said.”The vaccine world is divided into whole-virus and subunit type people,” Poland said. “I happen to believe there’s a lot of merit to the subunit and peptide approach.”Poland also praised the LIAI researchers for collecting all the influenza A epitope data into a single database and making it possible to do types of analyses that couldn’t be done before. “It does expand the database and advances the knowledge,” he said.The NIAID, which supported the LIAI research, hailed it in a news release: “The study should help scientists who are designing new vaccines, diagnostics and immune-based therapies against seasonal and pandemic influenza because it reveals in molecular detail exactly where the immune system focuses on the viruses. . . . Information on shared protective epitopes is important for developing influenza vaccines that can provide broad protection against multiple strains of the virus.”However, the agency cautioned that the identification of conserved epitopes doesn’t necessarily mean that broadly protective vaccines are possible. “What is less clear from the analysis is how cross-reactive an immune response would be to most of these conserved epitopes,” the news release states. “Further analysis may assist scientists in identifying vaccine targets that might offer broader protection and in predicting how effective a new vaccine will be.”Bui H-H, Peters B, Assarsson E, et al. Ab and T cell epitopes of influenza A virus, knowledge and opportunities. Proc Natl Acad Sci 2007;104(1):246-51 [Abstract]See also:Immune Epitope Database and Analysis Resource homepagehttp://www.iedb.org/Jan 1 LIAI news release via EurekAlerthttp://www.eurekalert.org/pub_releases/2007-01/ljif-lcw122606.php#Jan 3 NIAID news releasehttp://www.niaid.nih.gov/news/newsreleases/2007/Pages/NewDetailsImmuneSysFlu.aspxAug 25, 2005, CIDRAP News story “Acambis hopes to build a flu vaccine that lasts”
The Ministry of Tourism has published a public call for applications for grants under the Public Tourism Infrastructure Development Program in 2018 intended for the public sector – local and regional self-government units for which HRK 25 million has been provided. The program will co-finance projects for the arrangement of sea and other beaches, continuation of construction, extension, reconstruction or adaptation of visitor centers and interpretation centers and construction, extension, reconstruction or adaptation of visitor centers and interpretation centers in Slavonia, Baranja and Western Srijem (according to the project “Slavonia, Baranja and Western Srijem”), public tourist infrastructure in the function of active tourism (arrangement and marking of existing and new cycling, hiking and riding routes), arrangement and equipping of public toilets in areas of high concentration of tourist traffic and development of project-technical documentation for public golf courses and cable cars. “By investing in public tourist infrastructure, we create a new attraction base and new motives for the arrival of guests. We have provided HRK 25 million for the public tourism sector, and in addition to beaches, centers and infrastructure intended for active tourism, from this year we are co-financing the preparation of project documentation for public golf courses and cable cars. Apart from accommodation capacities, the destination consists of all accompanying facilities, the entire infrastructure, and it is therefore extremely important that we continuously invest in all segments that make up the entire tourist story in the destination.. ”Said Tourism Minister Gary Cappelli.The Ministry of Tourism will co-finance up to 80 percent, or 90 percent of the eligible / eligible costs of implementing an individual project. The maximum amount of co-financing will depend on the development index of local and regional self-government units – so I. and II. development group of regional self-government units and I., II., III. and IV. the group of development of local self-government units have the right to co-financing projects in the amount of up to 90 percent of eligible / eligible costs, and other groups up to 80 percent of eligible / eligible costs. HRK 25 million for public tourism infrastructureFor beach projects, the minimum amount of support is HRK 200.000,00, and the maximum amount of support is HRK 800.000,00. For co-financing of visitor centers and interpretation centers, the amount ranges from a minimum of HRK 100.000,00 to a maximum of HRK 800.000,00 of support. In accordance with the project of the Government of the Republic of Croatia “Slavonia, Baranja and Western Srijem”, the Ministry of Tourism co-finances the construction, extension, reconstruction or adaptation of visitor centers and interpretation centers in Slavonia, Baranja and Western Srijem with a minimum of 100.000,00 kn and a maximum of 800.000,00 kn. This year, they will co-finance the arrangement and marking of existing and new cycling, hiking and horseback riding routes with a minimum of HRK 100.000,00, and a maximum of HRK 300.000,00 per project. Furthermore, from this year, arrangements and equipment of public toilets will be co-financed (maximum up to HRK 300.000,00, ie up to 80 percent or 90 percent of eligible / eligible costs) and preparation of project-technical documentation for public golf courses (minimum co-financing amount of 100.000,00, 700.000,00 kn and a maximum amount of up to 100.000,00 kn) and the preparation of project-technical documentation for cable cars with a minimum of 700.000,00 kn, and a maximum of XNUMX kn per project.The public call is open until September 21, 2018. See more information about terms and forms HERE
“We have positioned ourselves in one of the most promising tourist destinations in the Republic of Croatia, not only because of its great tourist potential in natural and cultural resources, but also because of human resources that with their dedicated work, commitment and enthusiasm successfully respond to the challenges of tourism. are among the most deserving for the fantastic tourist results that we are sincerely proud of “, said Šibenik – Knin County Prefect Goran Pauk during the award ceremony. Recognition City of Skradin – gastro destination 2018.Recognition of the island of Prvić – an authentic coastal destination in 2018.Recognition to the Bisage Travel Agency – contribution to the tourist offer of creative agency programsRecognition to the Karika agency – contribution and promotion of active tourism in the countyRecognition to the Public Institution in Culture – Fortress of Culture – contribution to the improvement of the cultural offer in the destinationRecognition to the Public Institution Nature – contribution to the development of sustainable tourismRecognition Apartments Mediteraneo – family Perković – family accommodation 2018.Recognition of marinas D – Marin Mandalina – contribution to the development of nautical tourismRecognition of Vinko taverns – contribution to the development and promotion of the autochthonous gastronomic offer in the countyRecognition Cantinetta restaurant – gastronomic offer 2018Recognition agrotourism Galjin dvor – contribution to the tourist offer of selective forms of tourismRecognition hotel “King Krešimir IV” – a small boutique heritage hotel 2018.Recognition hotel “Borovnik” – family hotel 2018.Recognition camp Jasenovo – small camp 2018.Recognition Vjeko Bašić – Chef of the Year 2018Mia Deković Award – Tourist Guide 2018Recognition Deni Design – Daniel Hrg – contribution to the brand of the destinationRecognition of the project “Dark side of medieval Šibenik” innovative interpretation of the heritage of the destinationRecognition Regatta Latin Sail – a traditional event in 2018Recognition OK Bench – Studio Idearium – innovation of the yearSpecial recognition to the Chef’s stage event – an exceptional promotion of top gastronomySpecial recognition restaurant Fešta – a special contribution to the gastro brand of the destinationSpecial recognition for the Adventure Šibenik event – event of the year 2018. On the occasion of the Šibenik-Knin County Tourism Day, the Šibenik City Hall today, for the third year in a row, awarded the “Golden Boule” to tourist and catering employees of the Šibenik-Knin County who contributed to improving the tourist offer and raising its quality in 2018. Source / Photo: Šibenik-Knin County List of winners of the “Golden Boule”: For the third year in a row, 23 awards were presented, of which 3 special awards to the most deserving tourist and catering employees of Šibenik-Knin County
As Poslovni dnevnik has learned, information has been leaked from the People’s Republic of Croatia that hotels majority owned by SN Holding Darko Ostoje want to buy an investment fund from Singapore, which owns about twenty hotels managed by the Four Seasons Hotels and Resorts chain. As it is pointed out in the financial report of LHR, in the first nine months of this year, a profit of HRK 20,2 million was realized, which is a big drop since the profit in the same period last year amounted to HRK 61 million. On the other hand, the mayor of Opatija, Ivo Dumić, sent a message on his Facebook page that he hopes to sell LRH soon. Photo: Remisens.com Liburnia Ririvera Hotels informed the Zagreb Stock Exchange that the process of in-depth recording of the company’s operations is underway, by interested potential buyers of shares issued by Liburnia Riviera Hotels dd “Every big hotel house has to be a part of society and invest in the destination where it makes the most profit. In this way, both the hotel house and the destination progress. We have many good examples where hotel houses invest a lot in the better life of citizens, events and infrastructure in the city where they operate, and I will single out only the two largest companies, “Valamar” and “Blue Lagoon”. “Liburnia Riviera Hotels” have so far, unfortunately, behaved quite the opposite in Opatija and the entire Riviera. But I believe better days are coming. I hope that this house will soon be sold to real and responsible investors, which I am sure will bring a complete turnaround in such a business policy. Only in this way can Opatija become what we all want, a top year-round tourist center from which all our citizens will benefit. ” said Dumic. By the way, the City of Opatija owns 25 percent of LRH shares.